True Cost of Finance
What will this money really cost you?
The headline rate rarely tells the whole story. A “low” flat rate can hide a high APR, and the equity you never repay can be the most expensive money of all. Put in your numbers and compare what each route actually costs — properly, side by side.
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Defaults below are illustrative — replace them with your own quotes.
Compare your options
What this money really costs you
Each bar shows the total cost of that route over its term — but they measure different things (cash over time, future value, or risk shared). Read them alongside the notes, not as a simple league table.
Pressure-test the numbers with an adviser
These figures are a starting point. Book a free Funding Diagnostic Session — a one-to-one with a Greater Lincolnshire Growth Hub adviser who’ll work through real quotes and help you choose the route that fits.