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How the Business Banking Resolution Service (BBRS) can help you to settle disputes

Published on: 01/11/2021

The BBRS (Business Banking Resolution Service) helps small-to-medium-sized businesses to resolve complaints directed at other organisations, such as banks and charities.

The service offers personalised, practical support from a team of highly-skilled and experienced dispute specialists - at no cost to your business!

The BBRS can help you to settle any disputes your business may have had with a bank or charity, whether this be past or present. If the BBRS upholds a complaint, it can make a financial or non-financial award against your bank, with up to £350,000 for historical cases and £600,000 for contemporary cases.

The service acts as a cost-effective alternative to going to court and can help your business to access the compensation you may be entitled to. 

Am I eligible?

If you have an unresolved business banking complaint against one of these banks or their subsidiaries, your business may be able to apply for support: 

  • Barclays Bank PLC and Barclays Bank UK PLC 
  • Danske Bank 
  • HSBC UK Bank PLC
  • Lloyds Banking Group (Lloyds Bank plc and Bank of Scotland PLC) 
  • NatWest Group (including The Royal Bank of Scotland PLC, National Westminster Bank PLC, Coutts & Company and Ulster Bank Limited (Northern Ireland)) 
  • Santander UK PLC
  • Virgin Money (including Clydesdale Bank PLC and Yorkshire Bank) 
  • You made a formal complaint to your bank from December 2001 onwards and have not had (or been able to have) an independent review, nor agreed a settlement, or gone to court.
  • At the time of the complaint, your business must have had a turnover of: 
  • 2001 - 2009: between £1 million and £6.5 million 
  • 2009 - 2019: between €2 million and £6.5 million 
  • 2019 onwards: between £6.5 million and £10 million 

 

Use BBRS’ online eligibility tool to register for support here.

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