Need tailored advice about starting a business?
Speak to a Growth Hub Adviser for one-to-one support.
Every start-up needs a strong foundation – and that includes the right financial support. Whether you’re just testing the waters or ready to launch, we’ll help you explore your options to raise the capital you need.
From government grants and start-up loans to private investment and crowdfunding, there’s more support out there than you might think. We’ll help you find it – and make the most of it.
If you need some initial funding to test and develop your business idea, you might be able to get help from a support scheme in the form of a grant or loan, which may also come with some additional business support to help you move your business idea forwards. Grants, loans and wrap-around business support can be a great first step – especially if you’re still testing and developing your idea.
Need tailored advice about starting a business?
Speak to a Growth Hub Adviser for one-to-one support.
Help & Support for business start-ups
This Government-backed Start-Up Loan and free business support is a great alternative for individuals looking for business loans to fund their start up.
Find out moreOnce you’ve validated your idea and are ready to go, a bank loan can help cover core start-up costs. You’ll need to:
Think carefully about the level of risk you’re comfortable taking on, and get advice before committing to any terms. Explore more about loan options on our Funding Support page.
Need a bigger cash injection? Selling equity could be the answer – but it comes with important responsibilities. You might raise money through:
Remember: Investors become part-owners in your business. They may expect a say in how it’s run, and will usually share in the profits (dividends).
Always seek legal advice before offering shares in your business.
Peer-to-peer lending is an alternative way to borrow money without going through a traditional bank. Instead, your business borrows funds directly from individual investors via online platforms.
These platforms manage the process – including credit checks, payment schedules, and risk assessments – making lending more accessible to small or early-stage businesses.
Why consider it?
But keep in mind:
You don’t have to figure it all out alone. Our experienced advisers can help you:
Speak to a Growth Hub adviser to make an informed decision for your business.
There’s no one-size-fits-all answer – it depends on your goals, the stage of your business, and how much control you want to retain. Grants are great for early support, while loans or equity funding may suit those with growth ambitions.
Yes. Use our Grant and Support Finder to find current opportunities across the region. Many include business support as well as financial backing.
Yes. Whether applying for a grant, loan, or investment, funders will want to see a clear plan that outlines your idea, market, finances, and long-term goals.
Get help writing a business plan.
That depends on the type of funding and your business case. Some support schemes offer small grants (£1,000–£5,000), while loans or investments may stretch much further. A Growth Hub adviser can help you assess what’s realistic for your situation.
Some grant schemes require match funding (e.g. 50/50), while others don’t. Investors often expect founders to show personal commitment, but you won’t always need cash up front – it could be time, resources or assets.
It could be – especially if traditional routes aren’t accessible. Crowdfunding can help you validate demand while raising capital, while P2P lending offers an alternative to bank loans. Both require planning and solid financials.
Yes – many businesses blend grants, loans and equity funding as they grow. Just make sure you understand any restrictions, repayment terms, or conditions that apply.
Our advisers can help you review and strengthen your applications before you submit. They can also guide you to the most relevant schemes and make introductions to funding bodies where appropriate.