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Finance Advice

Helping You Take Control of Your Business Finances

Managing money is one of the most important parts of running a successful business – but it’s also one of the areas many start-ups and small businesses find the most challenging.

Whether you need help choosing how to finance your business, managing day-to-day cash flow, or planning for growth, Business Lincolnshire offers a range of resources and support to help you make confident, informed financial decisions.

Get to Grips with Your Business Finances

Good financial management can help you:

  • Stay profitable and sustainable
  • Make better business decisions
  • Access funding and investment
  • Avoid costly mistakes
  • Plan for the future with confidence

Our tools and advice can support businesses of all sizes and sectors – from sole traders to scaling SMEs.

Financial Skills and Resources

Budgeting and Sales Resources

How to Manage Your Budgets So They Go Further

With cost pressures rising, many businesses don’t need to make cuts to save. This factsheet shows how adjusting budgets, going digital, and working creatively can stretch your resources further and improve operational resilience.

PDF

Sales Planning

This practical guide helps businesses map out their sales strategy covering setting realistic targets, planning sales cycles, identifying key channels, and monitoring performance for sustainable growth.

PDF

Navigating Rising Living Costs

This guide explains the current cost‑of‑living pressures on small businesses from inflation to wage costs and offers practical strategies for improving cash flow, cutting unnecessary spend, and strengthening financial resilience.

PDF
Financial Planning

Need Personalised Financial Advice?

Our Growth Hub advisers can help you:

  • Understand your financial position
  • Create a simple budget or cash flow forecast
  • Review funding options or prepare for investment
  • Access external finance, grants or loans
  • Manage financial pressure in challenging times
Talk to a Business Adviser

Frequently Asked Questions - Business Finance

You don’t need to be an accountant, but you do need to understand the basics — such as how to track your income and expenses, manage cash flow, and budget effectively. Our factsheets and podcasts can help you build these core skills.

Start with our free PDF guides and podcasts. If you need more tailored support, our advisers can guide you through your financial planning and recommend further resources.

Profit is the money your business makes after all costs are taken out. Cash flow refers to the actual movement of money in and out of your business. You can be profitable on paper and still run out of cash — so both are important to manage.

Yes. Our resources include templates and practical guidance on sales planning, budgeting and forecasting. For more strategic support, speak to one of our advisers.

From loans and grants to equity investment or crowdfunding, there are many ways to fund your business. We recommend starting with our video and podcast, then getting in touch for tailored advice based on your business stage and needs.